All Rates are effective July 1- July 31, 2007** Loan Rates New Vehicle Loans 24-48 Months 5.24% 49-60 Months 6.50% 61-72 Months 7.50% Used Vehicle Loans . 100% of Average Retail 85% of Average Retail 24 Months 6.24% 6.24% 36 Months 7.24% 7.24% 48 Months 8.24% 7.74% 60 Months 10.00% 8.24% 72 Months 10.50% 8.74%

Miscellaneous Loans Share Pledge 5.50% Signature/Unsecured 12.00% VISA 9.99% Special - Borrow up to $2,000 for 10 Months 6.50%     Mortgage Rates Second Mortgage Loans 60 Months 6.00% 84 Months 7.25% 120 Months 8.00%     Share Account Rates   Share Accounts . Rate APY Relationship Share $5.01 to 999,999.99 0.75% 0.0752% Clubs 0.50% 0.5010% IRA 4.25% 4.3400%     Share Certificate Rates   CD Rates ($1,000.00 minimum, 90 day penalty for early withdrawal)   Rate APY 6 Months 1.80% 1.8200% 12 Months 2.59% 2.6200% 24 Months 3.01% 3.0600% 36 Months 4.01% 4.0900% 40 Months ($5,000 minimum) 4.10% 4.1800% 48 Months ($10,000 minimum) 5.01% 5.1400% Special - 6 Month Kids CD ($500.00 minimum) 1.74% 1.7500%     1802 Inwood Drive, Fort Wayne, IN 46815 ~ (260) 420-6629